Cost of Living in Wichita Falls, TX (2026) – Salary Needed & Budget Calculator

Thinking about moving to Wichita Falls? Use this 2026 Wichita Falls cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$2,631.00
Monthly Remaining
$1,301.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Wichita Falls. You can save and enjoy leisure activities.

With this income, you can potentially save around $15,622 per year.
Category Monthly Cost
Rent (Single) $1,000.00
Utilities $260.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $171.00
Total Estimated Costs $2,631.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 243 days of sunshine per year. Summer highs avg 93°F, while winter lows dip to 34°F.

Safety & Crime Rate
Very High 81/100

Wichita Falls ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Texas remain a key priority for 2026.

Good Air Quality

Wichita Falls, TX Cost of Living Guide (2026)

As you consider relocating to Wichita Falls, Texas, budgeting for 2026 should focus on housing trends and tax implications.

🏠 2026 Housing & Rent

Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in Wichita Falls is approximately $1,000. This rate reflects the local demand for modern apartment living and proximity to urban centers.

💰 Taxes and Financial Planning

Residents of Wichita Falls enjoy the financial freedom of a 0% state income tax rate in Texas. This strategic advantage is a key draw for many moving to the region to improve their 2026 standard of living.

🌟 Local Vibe & Lifestyle

Wichita Falls offers a balanced lifestyle with plenty of outdoor space and a business-friendly environment that continues to attract new residents in 2026.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Wichita Falls with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$58,096.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Wichita Falls's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Wichita Falls rents for approximately $1,000.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $58,096 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Wichita Falls has a safety score of 81/100, which is considered very high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.