Cost of Living in Tyler, TX (2026) – Salary Needed & Budget Calculator

Thinking about moving to Tyler? Use this 2026 Tyler cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$2,741.00
Monthly Remaining
$1,191.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Tyler. You can save and enjoy leisure activities.

With this income, you can potentially save around $14,302 per year.
Category Monthly Cost
Rent (Single) $1,100.00
Utilities $260.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $181.00
Total Estimated Costs $2,741.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 233 days of sunshine per year. Summer highs avg 91°F, while winter lows dip to 30°F.

Safety & Crime Rate
Very High 86/100

Tyler ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Texas remain a key priority for 2026.

Good Air Quality

Tyler, TX Cost of Living Guide (2026)

As you consider relocating to Tyler, Texas, budgeting for 2026 should focus on housing trends and tax implications.

🏠 2026 Housing & Rent

The rental market in Tyler is competitive yet accessible. Expect to pay around $1,100 per month for a standard 1-bedroom unit. Texas's housing market continues to see steady growth, making timing your move essential.

💰 Taxes and Financial Planning

One of the most significant financial advantages of living in Tyler is that Texas has no state income tax. This allows residents to keep more of their hard-earned salary, providing a massive boost to overall take-home pay in 2026.

🌟 Local Vibe & Lifestyle

The social life in Tyler is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Tyler with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$59,856.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Tyler's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Tyler rents for approximately $1,100.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $59,856 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Tyler has a safety score of 86/100, which is considered very high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.