Cost of Living in The Villages, FL (2026) – Salary Needed & Budget Calculator

Thinking about moving to The Villages? Use this 2026 The Villages cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,294.30
Monthly Remaining
$638.53
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in The Villages. You can save and enjoy leisure activities.

With this income, you can potentially save around $7,662 per year.
Category Monthly Cost
Rent (Single) $1,600.00
Utilities $263.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $231.30
Total Estimated Costs $3,294.30
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 230 days of sunshine per year. Summer highs avg 95°F, while winter lows dip to 42°F.

Safety & Crime Rate
High 70/100

The Villages ranks as a high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Florida remain a key priority for 2026.

Good Air Quality

The Villages, FL Cost of Living Guide (2026)

Planning a move to The Villages, FL in 2026 requires a clear understanding of the local cost of living and economic landscape.

🏠 2026 Housing & Rent

Residential space in The Villages offers diverse options. Median 1-bedroom rents are currently holding at $1,600 for the 2026 cycle, with 2-bedroom family units scaling accordingly.

💰 Taxes and Financial Planning

RELOCATING to The Villages offers a unique financial benefit, as Florida is one of the few states with no state income tax. This tax-friendly environment makes The Villages a top choice for remote workers and professionals looking to maximize their budget.

🌟 Local Vibe & Lifestyle

Living in The Villages provides access to a variety of recreational activities and a growing culinary scene. It is a city that prides itself on safety and local heritage.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in The Villages with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$68,708.80

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

The Villages's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in The Villages rents for approximately $1,600.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $68,709 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

The Villages has a safety score of 70/100, which is considered high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.