Cost of Living in Tampa, FL (2026) – Salary Needed & Budget Calculator

Thinking about moving to Tampa? Use this 2026 Tampa cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,515.40
Monthly Remaining
$417.43
Tight Budget
🟢 Budget Assessment

You have very little buffer for savings or emergencies. A frugal lifestyle may be required.

With this income, you can potentially save around $5,009 per year.
Category Monthly Cost
Rent (Single) $1,800.00
Utilities $264.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $251.40
Total Estimated Costs $3,515.40
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 245 days of sunshine per year. Summer highs avg 94°F, while winter lows dip to 45°F.

Safety & Crime Rate
Moderate 52/100

Tampa ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Florida remain a key priority for 2026.

Good Air Quality

El Paso, TX: The Sun City (2026)

El Paso is a safe, friendly, and culturally rich city that serves as a major gateway between the US and Mexico.

🏔️ Franklin Mountain Landscapes

The city is split by the Franklin Mountains, offering unique high-desert living environments and incredible sunset views.

🌮 Binational Culture

Experience a unique fusion of American and Mexican traditions, reflected in the city’s legendary food and warm hospitality.

🎖️ Military Connection

Fort Bliss is a major economic driver, contributing to a diverse and patriotic community spirit across the valley.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Tampa with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$72,246.40

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Tampa's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Tampa rents for approximately $1,800.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $72,246 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Tampa has a safety score of 52/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.