Cost of Living in Odessa, TX (2026) – Salary Needed & Budget Calculator
Thinking about moving to Odessa? Use this 2026 Odessa cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Odessa. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,400.00 |
| Utilities | $262.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $211.20 |
| Total Estimated Costs | $3,073.20 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 311 days of sunshine per year. Summer highs avg 92°F, while winter lows dip to 36°F.
Safety & Crime Rate
Odessa ranks as a very high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Texas remain a key priority for 2026.
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Odessa, TX Cost of Living Guide (2026)
As you consider relocating to Odessa, Texas, budgeting for 2026 should focus on housing trends and tax implications.
🏠 2026 Housing & Rent
Residential space in Odessa offers diverse options. Median 1-bedroom rents are currently holding at $1,400 for the 2026 cycle, with 2-bedroom family units scaling accordingly.
💰 Taxes and Financial Planning
RELOCATING to Odessa offers a unique financial benefit, as Texas is one of the few states with no state income tax. This tax-friendly environment makes Odessa a top choice for remote workers and professionals looking to maximize their budget.
🌟 Local Vibe & Lifestyle
Living in Odessa provides access to a variety of recreational activities and a growing culinary scene. It is a city that prides itself on safety and local heritage.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Odessa with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.