Cost of Living in Irving, TX (2026) – Salary Needed & Budget Calculator

Thinking about moving to Irving? Use this 2026 Irving cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,120.50
Monthly Remaining
$812.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Irving. You can save and enjoy leisure activities.

With this income, you can potentially save around $9,748 per year.
Category Monthly Cost
Rent (Single) $1,450.00
Utilities $255.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $215.50
Total Estimated Costs $3,120.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 229 days of sunshine per year. Summer highs avg 93°F, while winter lows dip to 31°F.

Safety & Crime Rate
Very High 91/100

Irving ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Texas remain a key priority for 2026.

Good Air Quality

Planning your move? Compare moving costs.

Compare moving costs in Irving → Find affordable apartments in Irving →
\r\n

2026 Irving, TX Cost of Living: A Global Business Hub

\r\n

Irving is home to Las Colinas, one of the first master-planned urban developments in the US and a major headquarters hub for global corporations.

\r\n

🏠 Housing

\r\n

A 1-bedroom apartment in 2026 averages $1,450. Las Colinas offers an upscale urban lifestyle with canals and high-rises, while other parts of Irving provide more traditional suburban living.

\r\n

🛫 Connectivity

\r\n

Located directly adjacent to DFW Airport, Irving is an ideal location for business travelers. Its central position in the metroplex makes commuting to either Dallas or Fort Worth easy.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Irving with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$65,928.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Irving's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Irving rents for approximately $1,450.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $65,928 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Irving has a safety score of 91/100, which is considered very high according to our latest 2026 neighborhood analytics.
Adjust Your Details
Compare Irving

See how Irving stacks up against other cities.

View all comparisons
Nearby Cities to Explore

Moving to Irving?

Get a free moving quote from our trusted partners and save up to 20%.

Get Free Quote
#Ad #AffiliateLink
Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.