Cost of Living in Hampton, VA (2026) – Salary Needed & Budget Calculator

Thinking about moving to Hampton? Use this 2026 Hampton cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,645.33
Estimated Expenses
$3,017.10
Monthly Remaining
$628.23
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Hampton. You can save and enjoy leisure activities.

With this income, you can potentially save around $7,539 per year.
Category Monthly Cost
Rent (Single) $1,350.00
Utilities $261.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $206.10
Total Estimated Costs $3,017.10
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $287.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 175 days of sunshine per year. Summer highs avg 90°F, while winter lows dip to 23°F.

Safety & Crime Rate
Very High 94/100

Hampton ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Virginia remain a key priority for 2026.

Good Air Quality

Hampton, VA Cost of Living Guide (2026)

The 2026 cost of living in Hampton, VA reflects the broader growth of the Virginia region and its diverse economy.

🏠 2026 Housing & Rent

Residential space in Hampton offers diverse options. Median 1-bedroom rents are currently holding at $1,350 for the 2026 cycle, with 2-bedroom family units scaling accordingly.

💰 Taxes and Financial Planning

The tax landscape for Hampton residents includes a 5.75% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Virginia.

🌟 Local Vibe & Lifestyle

The social life in Hampton is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Hampton with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$64,273.60

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Hampton's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Hampton rents for approximately $1,350.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $64,274 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Hampton has a safety score of 94/100, which is considered very high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.