Cost of Living in Frisco, TX (2026) – Salary Needed & Budget Calculator

Thinking about moving to Frisco? Use this 2026 Frisco cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,357.00
Monthly Remaining
$575.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Frisco. You can save and enjoy leisure activities.

With this income, you can potentially save around $6,910 per year.
Category Monthly Cost
Rent (Single) $1,650.00
Utilities $270.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $237.00
Total Estimated Costs $3,357.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 254 days of sunshine per year. Summer highs avg 95°F, while winter lows dip to 35°F.

Safety & Crime Rate
Low 43/100

Frisco ranks as a low safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Texas remain a key priority for 2026.

Good Air Quality

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2026 Frisco, TX Cost of Living: The Sports City USA

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Frisco is one of the fastest-growing cities in the nation. It's famous for its world-class sports facilities, 'The Star' (Dallas Cowboys HQ), and a massive influx of corporate relocations.

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🏠 Housing

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A 1-bedroom apartment in 2026 averages $1,650. The city is known for its newer, high-spec suburban homes and upscale apartment complexes in the North Platinum Corridor.

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💰 Tax Advantage

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With no state income tax in Texas, Frisco is a magnet for high-earning professionals. The city's rapid development has brought an abundance of shopping, dining, and premium fitness centers.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Frisco with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$69,712.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Frisco's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Frisco rents for approximately $1,650.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $69,712 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Frisco has a safety score of 43/100, which is considered low according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.