Denver, CO
2026 Relocation Guide

Explore Denver, CO

Cost of Living in Denver, CO (2026) – Salary Needed & Budget Calculator

Thinking about moving to Denver? Use this 2026 Denver cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,712.83
Estimated Expenses
$3,637.50
Monthly Remaining
$75.33
Tight Budget
🟢 Budget Assessment

You have very little buffer for savings or emergencies. A frugal lifestyle may be required.

With this income, you can potentially save around $904 per year.
Category Monthly Cost
Rent (Single) $1,900.00
Utilities $275.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $262.50
Total Estimated Costs $3,637.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $220.00/mo
Benefits: $250.00/mo
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Quality of Life & Environment

Local Climate

Enjoy 289 days of sunshine per year. Summer highs avg 89°F, while winter lows dip to 16°F.

Safety & Crime Rate
Moderate 54/100

Denver ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Colorado remain a key priority for 2026.

Good Air Quality

Planning your move to or from Denver?

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Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Denver with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$74,200.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Denver's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Denver rents for approximately $1,900.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $74,200 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Denver has a safety score of 54/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.

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