Cost of Living in College Station, TX (2026) – Salary Needed & Budget Calculator

Thinking about moving to College Station? Use this 2026 College Station cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$2,796.00
Monthly Remaining
$1,136.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in College Station. You can save and enjoy leisure activities.

With this income, you can potentially save around $13,642 per year.
Category Monthly Cost
Rent (Single) $1,150.00
Utilities $260.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $186.00
Total Estimated Costs $2,796.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 240 days of sunshine per year. Summer highs avg 93°F, while winter lows dip to 39°F.

Safety & Crime Rate
Low 46/100

College Station ranks as a low safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Texas remain a key priority for 2026.

Good Air Quality

College Station, TX: Where Aggie Pride Meets Affordable Texas Living

There is a reason College Station, Texas, consistently ranks among the fastest-growing mid-sized cities in the United States. Home to Texas A&M University — one of the largest universities in the country by enrollment — College Station benefits from a uniquely stable economic engine, a young and educated population, and some of the most affordable housing in the entire state. In 2026, with the Bryan-College Station metro area growing steadily and the broader Texas job market remaining robust, this Brazos Valley city is attracting not just students and faculty, but professionals and families seeking a high quality of life at a reasonable cost.

The city's population is projected to reach approximately 131,645 in 2026, continuing a decade-long growth trajectory. The median age is just 22.9 years, reflecting the massive student population — but don't let that fool you. College Station has a vibrant, permanent community that extends well beyond campus life. The unemployment rate sits at a healthy 3.2%, and the per capita GDP of the Bryan-College Station metro stands at $66,209, with a total regional GDP exceeding $44 billion annually.

The Texas A&M Effect on the Local Economy

It is virtually impossible to discuss College Station's economy without acknowledging the dominant role of Texas A&M University. For fiscal year 2022-2023, the university generated over $22.3 billion in statewide economic impact, supporting more than 254,000 jobs across Texas. In the Brazos Valley alone, that impact totaled $3.5 billion — accounting for roughly one in every four jobs in the region. The university drives demand for restaurants, retail, healthcare, housing, and professional services. It also feeds the local technology and research sector, with entrepreneurial spin-offs and federal research partnerships creating a small but growing innovation economy in the region.

Major employment sectors include Educational Services (the largest, with over 16,000 employees), Retail Trade, and Accommodation and Food Services. The highest-paying industries include oil and gas extraction and wholesale trade, reflecting the broader Texas economy's ties to energy. College Station's proximity to Houston — roughly 90 miles southeast on Highway 6 — also means residents have easy access to one of the world's most significant energy and healthcare job markets.

Housing and Cost of Living in College Station (2026)

This is where College Station genuinely shines. Housing costs in 2026 are approximately 27% below the national average — a remarkable figure for any U.S. city, and especially notable given Texas A&M's national prominence. A single person can comfortably budget about $875 per month for housing, while a family of four averages around $1,604. Monthly food costs run about $370 for an individual and $1,202 for a family, both below national averages. Energy, transportation, and healthcare combined are approximately 8.7% lower than the national baseline, averaging around $799 monthly for one person.

Total monthly costs for a single adult in College Station are estimated at around $2,044 in 2026 — a figure that puts it firmly in the "affordable" category by any national measure, and dramatically below cities like Austin, Dallas, or Houston. Texas's lack of a state income tax makes every dollar go further, and property taxes — while present — are offset by the state's strong economic output and transparent assessment processes. The median household income is approximately $50,900, which, when stacked against the low cost of living, generates meaningful purchasing power.

Quality of Life: Gameday Culture, Green Spaces, and Community

Life in College Station revolves heavily around Texas A&M traditions, and if you embrace that culture — from the sold-out football games at Kyle Field (capacity 102,000-plus) to Muster, Silver Taps, and the Corps of Cadets — the city offers a genuinely unique and tightly-knit community identity. The Brazos Valley offers outdoor activities including hiking at Lick Creek Park, the Stephen C. Beachy Central Park, and proximity to Lake Somerville and Bastrop State Park. The city has invested heavily in parks, trails, and public amenities, and the quality of public schools continues to improve alongside population growth.

Restaurants, breweries, and entertainment options have expanded substantially in recent years, moving College Station beyond its reputation as a purely student-oriented town. Whether you're a recent graduate staying close to the university, a professional relocating for a research position, or a family seeking affordable Texas living with access to a vibrant cultural hub, College Station in 2026 offers a compelling and underrated package.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in College Station with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$60,736.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

College Station's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in College Station rents for approximately $1,150.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $60,736 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

College Station has a safety score of 46/100, which is considered low according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.