Cost of Living in Tacoma, WA (2026) – Salary Needed & Budget Calculator

Thinking about moving to Tacoma? Use this 2026 Tacoma cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,362.50
Monthly Remaining
$570.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Tacoma. You can save and enjoy leisure activities.

With this income, you can potentially save around $6,844 per year.
Category Monthly Cost
Rent (Single) $1,650.00
Utilities $275.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $237.50
Total Estimated Costs $3,362.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 300 days of sunshine per year. Summer highs avg 86°F, while winter lows dip to -8°F.

Safety & Crime Rate
Low 40/100

Tacoma ranks as a low safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Washington remain a key priority for 2026.

Good Air Quality

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2026 Tacoma, WA Cost of Living: The City of Destiny

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Tacoma offers a more affordable, gritty, and artistic alternative to Seattle. Set on the Commencement Bay and with stunning views of Mt. Rainier, it's a city undergoing a major transformation.

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🏠 Housing

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A 1-bedroom apartment in 2026 averages $1,650. Neighborhoods like the North End and Proctor District offer beautiful historic homes at a fraction of Seattle prices.

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🎨 Arts and Culture

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Known for its world-class glass art (Museum of Glass), Tacoma has a thriving creative community and a revitalized waterfront that attracts young professionals and families alike.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Tacoma with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$69,800.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Tacoma's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Tacoma rents for approximately $1,650.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $69,800 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Tacoma has a safety score of 40/100, which is considered low according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.