Cost of Living in Sioux Falls, SD (2026) – Salary Needed & Budget Calculator

Thinking about moving to Sioux Falls? Use this 2026 Sioux Falls cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$2,741.00
Monthly Remaining
$1,191.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Sioux Falls. You can save and enjoy leisure activities.

With this income, you can potentially save around $14,302 per year.
Category Monthly Cost
Rent (Single) $1,100.00
Utilities $260.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $181.00
Total Estimated Costs $2,741.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 203 days of sunshine per year. Summer highs avg 84°F, while winter lows dip to 1°F.

Safety & Crime Rate
Low 41/100

Sioux Falls ranks as a low safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in South Dakota remain a key priority for 2026.

Good Air Quality

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Sioux Falls, SD Cost of Living Guide (2026)

Moving to Sioux Falls offers a unique South Dakota lifestyle, but navigating the 2026 expenses requires careful financial planning.

🏠 2026 Housing & Rent

Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in Sioux Falls is approximately $1,100. This rate reflects the local demand for modern apartment living and proximity to urban centers.

💰 Taxes and Financial Planning

RELOCATING to Sioux Falls offers a unique financial benefit, as South Dakota is one of the few states with no state income tax. This tax-friendly environment makes Sioux Falls a top choice for remote workers and professionals looking to maximize their budget.

🌟 Local Vibe & Lifestyle

With its strategic location in South Dakota, Sioux Falls offers residents a mix of suburban comfort and modern convenience, ideal for those seeking a stable 2026 lifestyle.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Sioux Falls with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$59,856.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Sioux Falls's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Sioux Falls rents for approximately $1,100.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $59,856 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Sioux Falls has a safety score of 41/100, which is considered low according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.