Cost of Living in Minneapolis, MN (2026) – Salary Needed & Budget Calculator

Thinking about moving to Minneapolis? Use this 2026 Minneapolis cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,665.33
Estimated Expenses
$3,296.50
Monthly Remaining
$368.83
Tight Budget
🟢 Budget Assessment

You have very little buffer for savings or emergencies. A frugal lifestyle may be required.

With this income, you can potentially save around $4,426 per year.
Category Monthly Cost
Rent (Single) $1,600.00
Utilities $265.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $231.50
Total Estimated Costs $3,296.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $267.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 180 days of sunshine per year. Summer highs avg 83°F, while winter lows dip to 1°F.

Safety & Crime Rate
Very High 92/100

Minneapolis ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Minnesota remain a key priority for 2026.

Good Air Quality

Minneapolis, MN: The City of Lakes (2026)

Minneapolis is a clean, modern, and green metropolis known for its high quality of life, park systems, and Fortune 500 companies.

❄️ Skyway Connectivity

One of the world's largest skyway systems allows residents to navigate downtown comfortably regardless of the famous Minnesota winters.

🛶 Endless Outdoors

With 13 lakes within the city and the Mississippi River running through it, outdoor recreation like kayaking and biking is a lifestyle staple.

🎭 Arts and Innovation

Home to the Guthrie Theater and a flourishing tech scene, Minneapolis balances corporate stability with a vibrant creative community.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Minneapolis with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$68,744.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Minneapolis's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Minneapolis rents for approximately $1,600.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $68,744 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Minneapolis has a safety score of 92/100, which is considered very high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.