Cost of Living in Knoxville, TN (2026) – Salary Needed & Budget Calculator
Thinking about moving to Knoxville? Use this 2026 Knoxville cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Knoxville. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,300.00 |
| Utilities | $261.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $201.10 |
| Total Estimated Costs | $2,962.10 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 234 days of sunshine per year. Summer highs avg 92°F, while winter lows dip to 25°F.
Safety & Crime Rate
Knoxville ranks as a very high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Tennessee remain a key priority for 2026.
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Knoxville, TN Cost of Living Guide (2026)
Moving to Knoxville offers a unique Tennessee lifestyle, but navigating the 2026 expenses requires careful financial planning.
🏠 2026 Housing & Rent
For those seeking a home in Knoxville, the 2026 budget should account for a monthly 1-bedroom rent of roughly $1,300. This cost includes access to Knoxville's well-maintained infrastructure and community amenities.
💰 Taxes and Financial Planning
RELOCATING to Knoxville offers a unique financial benefit, as Tennessee is one of the few states with no state income tax. This tax-friendly environment makes Knoxville a top choice for remote workers and professionals looking to maximize their budget.
🌟 Local Vibe & Lifestyle
The social life in Knoxville is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Knoxville with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.