Cost of Living in Keene, NH (2026) – Salary Needed & Budget Calculator

Thinking about moving to Keene? Use this 2026 Keene cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,087.50
Monthly Remaining
$845.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Keene. You can save and enjoy leisure activities.

With this income, you can potentially save around $10,144 per year.
Category Monthly Cost
Rent (Single) $1,400.00
Utilities $275.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $212.50
Total Estimated Costs $3,087.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 207 days of sunshine per year. Summer highs avg 86°F, while winter lows dip to 3°F.

Safety & Crime Rate
Moderate 56/100

Keene ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in New Hampshire remain a key priority for 2026.

Good Air Quality

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Keene, NH Cost of Living Guide (2026)

Planning a move to Keene, NH in 2026 requires a clear understanding of the local cost of living and economic landscape.

🏠 2026 Housing & Rent

Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in Keene is approximately $1400. This rate reflects the local demand for modern apartment living and proximity to urban centers.

💰 Taxes and Financial Planning

Financial planning in Keene is significantly impacted by New Hampshire's tax structure. With a state income tax rate of 0.0%, your take-home pay should be calculated carefully to ensure all 2026 expenses are covered.

🌟 Local Vibe & Lifestyle

Keene offers a balanced lifestyle with plenty of outdoor space and a business-friendly environment that continues to attract new residents in 2026.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Keene with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$65,400.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Keene's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Keene rents for approximately $1,400.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $65,400 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Keene has a safety score of 56/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.