Cost of Living in Bartlesville, OK (2026) – Salary Needed & Budget Calculator

Thinking about moving to Bartlesville? Use this 2026 Bartlesville cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,695.33
Estimated Expenses
$2,576.00
Monthly Remaining
$1,119.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Bartlesville. You can save and enjoy leisure activities.

With this income, you can potentially save around $13,432 per year.
Category Monthly Cost
Rent (Single) $950.00
Utilities $260.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $166.00
Total Estimated Costs $2,576.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $237.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 221 days of sunshine per year. Summer highs avg 90°F, while winter lows dip to 20°F.

Safety & Crime Rate
Moderate 61/100

Bartlesville ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Oklahoma remain a key priority for 2026.

Good Air Quality

Living in Bartlesville, OK: Energy Innovation and Architectural Grandeur (2026)

Bartlesville, Oklahoma, located in the rolling hills of northeast Oklahoma, in 2026 stands as one of the most culturally vibrant and economically resilient cities in the Southern Plains. Famously known as the home of the Frank Phillips oil legacy and as a major global center for energy research, modern Bartlesville offers a lifestyle defined by its remarkably high safety ratings, its status as a critical center for professional engineering, and its reputation for architectural excellence—featuring the nation’s only skyscraper designed by Frank Lloyd Wright. In 2026, it is a primary destination for energy professionals, tech entrepreneurs, and families who value its high quality of life, its top-tier educational programs, and the unhurried urbanity of one of the Midwest’s most stable economies.

🏠 2026 Housing and Rental Market

The housing market in Bartlesville for 2026 represents incredible value, offering a high standard of living where property ownership is exceptionally accessible for the average professional. Residential life is characterized by its wide variety of options, from the stately historic mansions of the Frank Phillips district to modern, high-end suburban developments in the city’s northern and eastern corridors. A median 1-bedroom apartment in Bartlesville currently rents for $950, while 2-bedroom units average around $1,300. The market has seen steady interest from those looking for a lower-cost alternative to the crowded Tulsa or OKC metros. For those moving in 2026, Bartlesville represents a secure real estate investment in a city with perpetual economic growth and a focus on neighborhood-scale revitalization.

💰 Economy, Taxes, and the Energy Hub Advantage

Oklahoma’s flat state income tax in 2026 remains at approximately 4.75%, supporting a public infrastructure and educational system that are among the region’s best. Bartlesville’s local economy is an absolute titan, anchored by two major pillars: the booming energy sector led by companies like ConocoPhillips and Phillips 66—which maintain massive global research hubs here—and a thriving healthcare industry led by Jane Phillips Medical Center. Additionally, the city has seen a 2026 surge in specialized manufacturing and professional trade services, utilizing the region’s deep industrial heritage. This immense economic depth ensure that the local job market remains resilient and diverse year-round, supporting a high standard of living for the regional middle class.

🌟 Lifestyle, Culture, and the "Bartlesville Vibe"

Life in Bartlesville revolves around the arts and the outdoors. The scenic Johnstone Park and the stunning Price Tower provide thousands of acres for world-class recreation and historical exploration. The cultural scene is anchored by the OKM Music festival and the vibrant local arts movement that defines the downtown core. The "Bartlesville Vibe" is one of active prosperity and unhurried Oklahoma hospitality; its a place where neighbors still know each other and community events like the local fairs are central to the social fabric. In 2026, the local culinary scene is truly world-class, featuring award-winning Southern comfort food and sophisticated new globally-inspired eateries that emphasize local craftsmanship. Outdoor enthusiasts enjoy the scenic Osage Hills State Park and the city’s award-winning park system for hiking and cycling.

🛍️ Connectivity and Regional Hub Access

Connectivity is a key asset for Bartlesville in 2026. Located just 45 miles north of Tulsa, residents have easy access to the capital city’s corporate and cultural centers. The city has invested heavily in 2026 in improving its road infrastructure and features reliable high-speed fiber internet throughout every residential district, supporting a growing population of remote professionals who value the city’s high affordability and reliable digital infrastructure. For retail, from the pervasive national brands along US-75 to the unique specialty boutiques downtown, Bartlesville provides every modern convenience. The city’s digital infrastructure supports a growing population of remote knowledge workers who value the city’s beauty and its high quality of life. Nearby Tulsa international airport provides connections to major national hubs.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Bartlesville with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$57,216.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Bartlesville's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Bartlesville rents for approximately $950.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $57,216 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Bartlesville has a safety score of 61/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.